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Financial Incentives and Scholarships

For High School Students and Teacher Candidates 

It's never too early or too late to explore how you'll pay for your education. Get a head start on funding your teaching career with the steps below.  

1. Talk to your school counselor

School counselors can help you with career development and provide you scholarship information. Your school counselor can also provide support with completing the Free Application for Federal Student Aid (FAFSA).

2. Complete the FAFSA application

You need to co​mplete the Free Application for Federal Student Aid (FAFSA) so colleges can determine your federal aid eligibility. Many states and colleges use your FAFSA data to award their own aid. Even if you don’t think you are eligible for financial aid, you may be! Click here to learn more.

3. Explore Maryland scholarships for future teachers

The Maryland Higher Education Commission (MHEC) provides financial aid programs such as the Teaching Fellows for Maryland Scholarship. Visit the MHEC website to learn more about this and other scholarships available in Maryland. 

​4. Learn about Student Loan Forgiveness

Teacher Loan Forgiveness is a federal program for educators who work in low-income schools, allowing loan forgiveness up to $17,500!

Public Service Loan Forgiveness (PSLF) is a loan forgiveness program for public service workers, including teachers. 

​For Maryland Certified Teachers

Incentive Program for National Board Certification

Funding may be available to earn your National Board certificate. Visit the MSDE National Board Certification webpage to learn more.

Earning Limitation Exemption for Re-employment of Retired Teachers and Principals

Retired teachers and principals may be exempt from an earnings limitation when re-employed in a public school that:

  • Is receiving funds under Title I;

  • Provides an alternative education program for youths or students who have been expelled, suspended, or identified for suspension or expulsion from a public school; or

  • Has more than 50% of students attending who are eligible for free and reduced-priced meals.

For more information on the Retire Rehire Program, please contact the Division of Educator Certification and Program Approval at 410-767-0385 or fill out the MSDE contact form.

Federal and State Tax Credits

You may be eligible for a tax credit.  To learn more, visit the Comptroller of Maryland’s website and the U.S Internal Revenue Service website.